Consumer Finance Assignments (subject to change)

Nov 29

DUE Compound Interest quiz 1

  • Objective: Calculate return on savings accounts and calculate compound interest.

FINISH Chapter 6 Workbook: Saving for the Future, Pages 53-54

  • Objective: Calculate return on savings accounts and calculate compound interest.
  • Use notes in Google Classroom

Article: Holiday Sales

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Article will post during class, be patient.
  • Complete in Google classroom

Nov 28

Compound Interest quiz 1

  • Objective: Calculate return on savings accounts and calculate compound interest.

Chapter 6 Workbook: Saving for the Future, Pages 53-54

  • Objective: Calculate return on savings accounts and calculate compound interest.
  • Use notes in Google Classroom

Nov 18 (SKIPPED)

Quiz Guest Speaker: Chris Entwistle, Country Financial

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets

Nov 17-18

Quiz Chapter 6 Terms

  • Objective: List and define savings options

Chapter 6 Workbook: Saving for the Future

Nov 16

Guest Speaker: Chris Entwistle, Country Financial

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets

Nov 15

Quizlet Chapter 6: Saving for the Future (move to chapter 16)

  • Objective: List and define savings options
  • Join Quizlet class if you have not
  • You must complete the Learn section before taking the test. All terms must be Mastered. This means to receive a grade for the test, Still Learning must be 0.
  • Take the test without other tabs or answers open.
  • DO NOT change the test settings
  • You must show me your score in class.
    Quizlet Learn

Nov 14

DUE: Unit 3 Review on Paper

  • Objective: Increase understanding of the concepts of the economy, banking, investments, and financial markets
  • Use your notes

Nov 8

Submit question for Guest Speaker: Chris Entwistle, Country Financial

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Complete the form in Classroom. You must submit at least one relevant question.

IN CLASS: Notes Unit 3 Savings and Investment Choices

Unit 3 Review on Paper

  • Objective: Increase understanding of the concepts of the economy, banking, investments, and financial markets
  • Use your notes

Nov 7

IN CLASS: Notes Unit 3 Savings and Investment Choices

Finish: Unit 3: Lesson 2: Worksheet 1: Comparing Savings Places

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets

Nov 4

Unit 3: Lesson 2: Worksheet 1: Comparing Savings Places

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Where to find information.
  • Find the information from three different financial institutions. One must be a credit union.
  • Explanatory video is embedded in the assignment.
  • Complete in Google Classroom

Nov 3

IN CLASS: Notes Unit 3 Savings and Investment Choices

Nov 2

Quiz: Chapter 16 Terms

Chapter 16: Investing for the Future Workbook Page 159

  • Objective: Distinguish investment and savings options
  • Investment Risk Tolerance Assessment in Google Classroom.
  • Click the link in the form to complete the assessment.
  • Don't close the screen at the end as you need to upload a screenshot of it.

Nov 1

Chapter 16: Investing for the Future Workbook Pages 157-158

  • Objective: Distinguish investment and savings options
  • Use ONLY the Chapter 16 notes in Google Classroom
  • If you are absent, download and print the pages.

Oct 31

Market Watch Evaluation

  • Objective: Increase understanding of the concepts of banking, investments, and financial markets
  • Go to Google classroom and complete the evaluation.

News

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Find a recent article about a business, industry, the stock market or the economy.
  • Submit the following via email.
    1. Copy and paste the headline
    2. Copy and paste the url
    3. Maximum two sentence summary of the article in YOUR words.
    4. Two sentence response stating how the news will affect the stock price or the economy in general.
  • Apparently it needs to be said...DO NOT PLAGIARIZE
  • Use the subject, "news".
  • Make sure Grammarly is turned on.
  • Copy and paste following into your email. Yes, I want them numbered. Provide your answer following : not on the line below it. All formatting should be the same.
    1. HEADLINE:
    2. URL/ADDRESS:
    3. SUMMARY:
    4. OPINION:
  • Example article (don't use it):

    Why Lexicon Pharma Is Soaring By Chris Lange

    September 9, 9:45 am EDT

    Shares of Lexicon Pharmaceuticals Inc. (NASDAQ: LXRX) saw a handy gain on Friday after late-stage results came out. The company announced that its pivotal inTandem1 Phase 3 clinical trial of sotagliflozin met its primary endpoint showing a statistically significant reduction in A1C at 24 weeks in patients with type 1 diabetes on a background of optimized insulin.

    Two primary safety concerns for patients with type 1 diabetes are severe hypoglycemia and diabetic ketoacidosis (DKA).

    In the trial, the statistically significant and clinically meaningful improvement in A1C for both doses of sotagliflozin was achieved without an increase in severe hypoglycemia, one of the most prevalent serious health challenges in type 1 diabetes, which was seen less frequently in both treatment arms than placebo.

Oct 27

Finish Chapter 16 Quizlet

Quarter 2 Pretest in GC

Market Watch Evaluation

  • Objective: Increase understanding of the concepts of banking, investments, and financial markets
  • Go to Google classroom and complete the evaluation.

Oct 26

Quizlet: Chapter 16: Investing for the Future

  • Objective: List and define investment options
  • Join Quizlet class if you have not
  • You must complete the Learn section before taking the test. You cannot have any terms left in Remaining. This means to receive a grade for the test, Remaining must be 0.
  • Take the test without other tabs or answers open.
  • DO NOT change the test settings
  • You must show me your score.
  • If you are gone, send me an email with a screenshot of your learn section showing you are done. It will look like the image below. Use the subject, Quizlet 16. Include your Quizlet username in the message.
    Quizlet Learn

Quizlet Chapter 6: Saving for the Future

  • Objective: List and define savings options
  • Join Quizlet class if you have not
  • You must complete the Learn section before taking the test. All terms must be Mastered. This means to receive a grade for the test, Still Learning must be 0.
  • Take the test without other tabs or answers open.
  • DO NOT change the test settings
  • You must show me your score in class.

 

 

Oct 25

Written Test Mutual Funds

  • Objective: Understand different types of mutual funds.
  • Use your notes

Oct 24

IN CLASS: Chapter 19 Workbook Pages 189-190

  • Objective: Distinguish investment options
  • Use ONLY the Chapter 19 notes in Google Classroom
  • If you are absent, download and print the pages.

Oct 20-21

Video: What the Heck ... Mutual Fund?

  • Objective: Understand different types of mutual funds.
  • Complete the form in Google Classroom

Math worksheet pages 55

  • Objective: Divide fractions and mixed numbers

Complete work from the week

Oct 19

Panorama Survey-1st period only

Mutual Fund Quiz

Oct 18

Buy a fund

Oct 17-18

Mutual Fund Research in Google Classroom.

Oct 13-14

Notes on mutual funds

  • Objective: Understand different types of mutual funds.
  • Video 1
  • Video 2

Oct 12

End of class, QUIZ: Chapter 19 Terms

Time to finish Quizlet: Chapter 19

Oct 11

Quizlet: Chapter 19 Investing in Mutual Funds, Real Estate and Other Choices

  • Objective: List and define basic risk management terminology.
  • DO NOT send a request to join the class.
  • Join Quizlet class
  • You must complete the Learn section before taking the test. This means to receive a grade for the test you must show that you covered all of the items in the Learn area.
  • When you are done with the Learn you should see the image below.
  • Take the test without other tabs or answers open. This must be done in class.
  • DO NOT change the test settings
  • Show me for a grade.

Oct 10

COMPLETE Final Check your investments

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Do at least some research.
  • Invest all of your remaining money.
  • Try to diversify (spread your money around) and NOT ALL OF IT IN ONE COMPANY.
  • Spend about $5000-10,000 for each company you buy.
  • This means you should have approximately 10-20 compaies in your portforlio.
  • SHOW ME YOUR portfolio FOR A GRADE
  • http://www.marketwatch.com/game/
    Market Watch Portfolio

Oct 7

Article: Investing Advice

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • 3 things you should never do when the stock market tanks
  • Complete in Google Classroom

Oct 6

Quiz: How financial Markets Work

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Complete in Google Classroom
  • Use your notes

Assignment: Investment Financial Services

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Buy one more company in Market Watch.
  • The company must be in the Financial Services sector which includes banks, mortgage companies, insurance and investment firms.
  • To find companies in a certain sector go to:
  • Video about Stock Screeners
  • Go to https://www.marketwatch.com/game/
  • Invest about $10,000
  • After you submit your order, check your portfolio holdings. If the order has processed, use the Snipping Tool to capture the information in your portfolio. It should look like the image below. Save the image to your desktop. Give the file a name.
  • Go to Google Classrom to upload the image in the form for the assignment
    Market Watch Portfolio

 

Oct 5

Makeup

Oct 4 Next year use GC FORM

Article: Securities Fraud

  • Find an example of securities (investment) fraud or insider trading from a recent news article and send me an email with a brief summary of what happened.
    • Do not use Bernie Madoff, Martha Stewart or Michael Milken.
    • Copy and paste the URL of the story into your email.
    • Three sentences maximum.
    • In your own words.
    • Use Grammarly to check it.
  • Use the subject "Fraud"

Oct 3

Complete Notes Worksheet

  • Objective: Increase understanding of financial markets
  • Complete questions on the front.
  • Show me when done.

Unit 2 Handout in Google Classroom

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial market.

Invest in another company

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Go to https://bigcharts.marketwatch.com/industry/ or https://finance.yahoo.com/screener/predefined/ms_healthcare/
  • Choose one of the companies to invest in.
  • Spend around $10000.
  • http://www.marketwatch.com/game/
  • Copy and paste the following into your email.
    • Company:
    • Reason:
  • Send the email to respinola@hcsdnv.com.
  • Use the subject "Health Services".
  • You must specifically mention one item from the stock quote as a reason for making the purchase. For example, I chose Cigna because its earnings growth was 22 and 32 percent in the last two years making it a profitable and growing company.

Sep 29-30

Notes: Unit 2 How financial Markets Work

  • Objective: Increase understanding of financial markets
  • Take notes on back of the worksheet.
  • Complete questions on the front.
  • Show me when done.
  • Notes Video 1
  • Notes Video 2

Sep 28

DUE: Résumés

Math Worksheet 50

  • Objective: Subtracting fractions
  • Must be done in class without your phone.

Sep 26

Create a Résumé and reference letter

  • Objective: Preparing to apply for a job (e.g., complete personal aptitude and interest inventories, performing a job search, developing a résumé, preparing for an interview).
  • Review the rubric and process for evaluating a résumé.
  • Cover traditonal résumé format, content and structure.
  • What to include and not.
  • Put all job descriptions in past tense. Look up job openings
  • If you are working on a résumé in English, you can use the English teacher's requirements for this class.
  • Do not use your school email.
  • Keep a copy of it in your own Google Drive, not the school's so you can use it after graduation.
  • Save it in Google Docs as "your last name resume"
  • When you think you are done, print a copy (ASK FIRST) use Lhs design BW
  • A classmate will edit your resume and grade it using the rubric.
  • Share with me when complete. This is after peer editing.

You can use templates in Word and Google Docs

Resources

Sep 23

Quiz: Financial Planning

  • Objective: Understand how decisions affect financial planning
  • Use Notes
  • Complete in Google Classroom

Invest

  • Buy one more company in Market Watch.
  • It must be a financial related company such as a bank, insurance, broker, investment house.
  • Invest $5000-10,000
  • Show me your portfolio for credit.
  • You need to be holding at least four companies.

Sep 22

US Expenditures Chart in Google Classroom

Sep 20

Complete Budget and Charts

  • Objective: Develop a household budget
  • Together we will insert a chart that tracks your ending balances for each month.
  • Add another chart which plots the Actual Expenses for one of the months.
    • Add appropriate labels, you must have labels for the expenses, titles and formatting to change the chart from default settings
  • SUBMIT

Sep 9-14

Budgeting

  • Objective: Develop a household budget
  • Go over average expenditures, take notes to develop personal budget. Scroll down for video of notes
  • 2019 Average Household Expenses
  • 2018 Average Household Expenses
  • 2016 Average Household Expenses
  • Reference Article: 09-13-20 Average Household Budget
  • Average Car Insurance Rates by Age and Gender
  • In Google Classroom open the budget file and begin creating your budget.
  • Only complete three months.
  • Input the budgeted items using the numbers we came up with in class.
  • You must use the income categories from your notes and/or the example budget below.
  • For the expense categories, follow the example. But if we covered an expense in class, it must be included.
    • Gas and oil, auto maintenance, renters insurance, subscriptions, medicine, savings, personal care, pets
  • Vary the actual numbers from the budget amounts.
  • For school related costs, go to the site of the college you think you will attend.
  • The beginning balance is what you think you will have in the bank when you graduate from high school.
  • The ending balance for one month is the beginning balance for the following month. This will be a formula.
  • The whole budget is linked together using formulas. So if your income is changed in September, it changes the ending balance for November.
  • FORMULAS:
  • Once you input all of the formulas for the first month you can then copy and paste them and the budget amounts to the next two months.
  • Vary the numbers for each month. This means your budget and actual amounts for food should not be the same for each month.
  • When all of the formulas are input, format the text and cells to change the appearance; make it look good.
  • Insert a chart that tracks your ending balances for each month.
    • The chart must have appropriate titles, labels, and formatting.

example budget

Sep 10 Skipped in 2022

9/11 Information

  • Send me and email using the subject YOUR FULL NAME 9/11.
  • Copy the questions below into your email and answer each question on the line below the question.
  • Find the following information
    • How long did the NYSE stay closed because of 9/11?
    • How much did the DJIA go down as a result of the attacks on 9/11?
    • How long did it take the DJIA to reach the level it was at prior to 9/11?
    • What were the long term effects of 9/11?
  • Check your spelling and grammar.

Sep 9-13

Notes: Unit 1 Financial Decisions

Sep 8

Email

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Read: 7 ways the Fed’s decisions on interest rates affect you
  • Copy and paste the questions/statements below into an email.
  • Answer the following:
    1. What is the Federal Reserve Bank?
    2. Name one thing the Federal Reserve does.
    3. Who is the chairperson?
    4. What the Fed does matters because...
  • Spelling and grammar check. State in your words. Do this by paraphrasing. Do not copy and paste. Do not quote directly. But you must still attribute.
  • Send me an email to respinola@hcsdnv.com answering the above.
  • Use the subject "Federal Reserve"

Sep 8

Finish work from Yesterday

Sep 7

Video: What is a Stock Market Index by Wall Street Survivor

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Complete in Google Classroom

Invest in another company

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Find a certain sector of the economy and invest in a the company.
  • Go to https://www.marketwatch.com/ click on Dow and then sectors.
  • Video explanation
  • Select one of the industries to find companies that are in it.
  • Choose one of the companies to invest in.
  • Spend between $5000-$10,000.
  • http://www.marketwatch.com/game/
  • Copy and paste the following into your email. Answer each following the colon.
    • Sector/Industry Definition:
    • Company:
    • Sector/Industry:
    • Reason:
  • Send the email to respinola@hcsdnv.com.
  • Use the subject "Sector".
  • For the reason, you must specifically mention one item from the stock quote as a reason for making the purchase and why it makes it a good investment. Check grammar and spelling.

Sep 6

Find a possible career

Sep 1

DUE: Math Worksheet Page 34

Make second purchase in Market Watch

Aug 31

Video: How the Stock Market Works

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Complete in Google Classroom

Math Worksheet Page 34

Aug 30

Complete first stock purchase and send email

Article: Oklahoma Johnson & Johnson verdict figures to impact other opioid lawsuits

  • Objective: Increase understanding of the concepts of the economy, banking, investments, and financial markets
  • See directions in Google classroom
  • Next year use this https://docs.google.com/document/d/13YHOjB6GPksakRk_47vKXGBCGlKzBRZ3mBuuqEfFoko/edit?usp=sharing

Aug 29

Quarter 1 pretest

Make first purchase in Market Watch

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Spend about $5000 on one stock.
  • Go to  https://www.marketwatch.com/games/lowry-cf-2022-2023/ to purchase the stock.
  • Send me an email explaining why you made the investment. respinola@hcsdnv.com.
  • I invested in ________________ because ___________________.
  • You must include one reason based on information from the stock quote.
  • Use the subject "Stock 1".
  • Video Explanation

Aug 26

Quiz: Stock Quotes

Assignment: What is Stock Video

  • Objective: Increase understanding of the concepts of banking, the economy, investments, and financial markets
  • Complete in Google Classroom

Aug 25

Stock Quotes Research

  • Objective: Increase understanding of the concepts of the economy, banking, investments, and financial markets
  • Researching companies by industry, sector or trending stock.
  • Look up the quotes for five companies and record the information in the sheet in Google Classroom.

Aug 24

IN CLASS: Go over stock quotes

Assignment: Market Levels

Aug 23

IN CLASS: Go over stock quotes

Aug 22

Course requirements/expectations

Student Syllabus Verification

Join Google Classroom

Register for Market Watch

Join Quizlet

Join https://moneysmartcbi.fdic.gov/